Active Skills for Reading 1 (Unit 4: Money and Budgets)


CHAPTER 2 - My Money

Vocabulary Skill - Organizing Vocabulary: Words Relating to Money

A. The words in the box are all used to talk about money. Some are used to talk about money coming in to you (I); others are used to talk about money going out (O). Write I or O next to the correct word.

1. expense
2. borrow
3. income
4. earn
5. buy 		6. lend
7. owe
8. rent
9. pay
10. spend

B. Complete the sentences below with the words from A.

  1. My brother wants me to him some money.
  2. How much did you for that T-shirt?
  3. I think we have to an air conditioner. The temperature hit 38 degrees today.
  4. I recently got a part-time job, so my monthly has gone up.
  5. How much do you usually each month on food?

http://www.moneyspot.heinle.com

My Money

In this week's Students Around the World, Min Young Kim inteNiews an American university student, Lisa Conroy. They talk about living on a student budget.

Min Young: Thanks for talking with me today, Lisa. Tell us a little about yourself.

Lisa: Well, I'm 21, and I'm a junior1 at a university in Chicago.
Min Young: How are you paying for your college education?
Lisa: My expenses for every semester2 are almost $15,000. At the start of each semester, I get $2,000 from my college scholarship. My parents pay the rest of the $10,000 tuition, and they give me $2,000 for personal expenses. I have to pay the remaining $3,000 myself.
Min Young: How do you do that?
Lisa: I have a part-time job as a waitress. I work three nights a week, and I usually earn about $400 a week. In a good week I can make $600, but in a bad week it can be less than $300.
Min Young: How do you spend that money?
Lisa: It helps to pay for my rent and meals at college. It also pays for things like my cell phone, books, transportation, and clothes.
Min Young: You don't have much money for fun, do you?
Lisa: That's true! My mother advised me to stick to my budget carefully so I don't have to borrow. I don't like to owe money. And I don't want to pay the bank any interest. I hardly ever go to the movies. My roommates and I usually rent movies and split the cost. And, I don't go to restaurants very often. My roommates and I usually cook our own food, so it's cheaper to eat.
Min Young: How else do you save money?
Lisa: I try to walk or ride my bicycle to college. Oh, and I buy a lot of my clothes at second-hand stores. You can find some very cheap, nice clothes in those stores. I also try to borrow books and magazines from the library, rather than buying them on my own. My roommates and I are also very careful to save water and electricity, so we don't have to pay a lot for those things.

1 In four-year university programs in America, a first-year student is called a freshman, a second-year student is called a sophomore, a third-year student is called a junior, and a fourth-year student is called a senior.
2 A semester is part of the school year, usually half.

Chapter - 2: Vocabulary Comprehension B - Words in Context Chapter - 2: Real Life Skill - Creating a Personal Budget

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